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WAC Benefits

Health Insurance

WAC offers its’ employees (and their families) Excellus BCBS for their health insurance needs. WAC pays 95% of this policy and offers a buyout for those employees who do not need this insurance.  

Dental and Vision Insurance

WAC offers its’ employees (and their families) Guardian for their dental and vision insurance needs WAC pays 95% of this policy and offers a buyout for those employees who do not need this insurance.

Flexible Spending Plan

Employees can choose to participate in a pre-tax flexible spending account.  This account can be used for medical, dental and vision costs not covered by insurance.

Retirement

WAC contributes 8% of employees’ gross wages from day one of employment to a TIAA retirement plan. WAC’s contributions increase with years of service and a minimal required employee contribution.  Employees can opt to open a Supplemental Retirement account as well, funding this with pre-tax payroll deductions. 

Life Insurance (All Staff)

WAC pays for a life insurance policy equivalent of 1-times the employee’s gross salary, with a maximum of a $50,000 policy.  UNUM also offers employees voluntary life insurance policies if they choose to participate.

Life Insurance (Managers)

WAC pays for a $100,000 life insurance policy for managerial employees through William Penn or Secured Mutual.

Disability

WAC pays for an employee’s short-term disability policy.  After one year of employment, WAC pays for a long-term disability policy for employees through First Reliance.

Mandatory taxes

WAC pays the employer share of FICA/Medicare on behalf of employees.

Optional Coverage*

AFLAC

AFLAC offers voluntary accident, hospitalization and cancer policies, should employees wish to participate.

Combined

Combined offers voluntary life insurance, accidental death and dismemberment, disability, hospital indemnity, and accident and critical illness plans for employees and their families, should employees wish to participate.  

*Voluntary insurance premiums are 100% employee paid at a substantially reduced group discount rate.